Who We Are

CLU

Achieving true financial security means helping business families prioritize their most important business and family goals, understand the financial implications of these goals, and exploring available funding options.

Peter’s process addresses key questions like:  How much money will we need for our family financial requirements, such as estate taxes, buyouts of family owners, retirement of founders, and charitable legacies?  When will the money be needed?  What specific assets will be sold or leveraged to raise the cash?  Is this our best option, or are there other better options?

“I’m passionate about helping families preserve as much capital as possible for the continued growth of their business, while at the same time ensuring the family’s financial security.”

The real focus of Peter’s work is on the space between the family and the business.  How do we preserve the independence of these two entities?  How can we create a productive relationship between the family and the business — one that protects and enhances both?

Peter is a past Chair of the Conference for Advanced Life Underwriting (CALU).  He and his wife, Nisha, have five children and live in Toronto.

CLU, CH.F.C, CFP

He’s particularly passionate about analyzing the family’s liquidity plan developed in CMG’s design phase – and then negotiating the very best insurance policies suitable to their goals.

Because of the integrity and sophistication of his work, Marty wins the confidence of insurers.  As a result, he actively advocates for our business families – and their advisors – to deliver creative and cost-effective insurance solutions that make sense for the ownership plan.

“Surprisingly, many wealthy families don’t realize how profoundly life insurance can help with their plans.  So I’m especially interested in helping our clients — and their key advisors — understand exactly how and why insurance solutions work so well. When they understand, we begin collaborating to build cost-effective programs.”

A key aspect to Marty’s educational approach is that each family is clear on how they can adapt their plans to changing circumstances.  Flexibility is an essential ingredient in any long term plan.

Marty is Past Chair of the Board of Directors for the Conference for Advanced Life Underwriting (CALU), where he is currently active in a group consulting with the Ministry of Finance on a review of changes to exempt insurance.  He and his wife, Claire, have three adult children and live in Toronto.

He helps business families confront problems that are often avoided because a solution often seems impossible.  For more than 30 years he has supported families in resolving their challenges – based on a special understanding of how owning a business affects family relationships.  The confidence he offers families is rooted in a track record for removing barriers to a family’s success.

“Our differentiator is we help stakeholders test drive these plans. The current generation gets to see how prepared the next generation is: how they get along and how things are working. This allows us to address any concerns while everyone is still here.  Parents no longer have to speculate if their children can handle responsibility – they get to observe it and know with certainty.  If families start test driving a future plan today, they’ll be much further ahead 10 years down the road.”

Bob is a graduate of the Institute for Preparing Heirs at Pepperdine University in California, and also holds a Certificate in Family Business Advising (CFBA) and a Certificate in Family Wealth Advising (CFWA) – both from the Family Firm Institute in Boston.  He and his wife, Shelley, have three adult children and live in Oakville.